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Steve Hoy

SWIFT is Not a Payments System

I have often heard people who should know better talk about 'sending a SWIFT payment'. Later, when I moved into FinTech I was not surprised that many people did not know the difference between sending messages and moving money, so here's a quick & dirty explainer.


I admit I haven’t posted as much as I intended. In mitigation, I’ve done some major renovations to my house and got involved in a project using Petri-Nets in Rust. But I’m back. Promise.